Development of fintech applications and services - All in Web CY
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Development of fintech applications and services

Financial technology (fintech) is an industry in which financial companies and banks operate, applying innovative developments, as well as the cooperation of traditional financial organizations with technology companies. Modernization or cooperation is needed primarily in order to maintain competitiveness along with other financial market participants. Interest in fintech products was evident in 2014, when banks began to develop their own applications, develop mobile services, and modernize traditional services. Now every third customer of the bank uses at least one financial application. In parallel, fintech startups with fresh ideas began to appear. They worked faster than conservative bankers, were not afraid to experiment with money, and were closer to the people. This is how the market for financial and technological applications and services, including mobile ones, began to grow. In the business environment, there is an opinion that technology startups can replace financial organizations. Economists believe that such a thesis is questionable, because startups are not in the mood to engage in lending. Rather, these parties will enter into more partnership agreements, which will allow them to win the attention of people. After all, users are already used to the fact that all actions can be performed automatically by pressing a single button. The partnership of the two previously independent regions is really mutually beneficial. Financiers and bankers have client bases, access to large amounts of capital, and the ability to work in a highly regulated legal field. But for the same reasons, internal innovation and rapid testing of new solutions is difficult for them. High-tech enterprises need access to this customer base, and in return, they are willing to offer their ability to create services with additional value that inspire users.

Types of fintech applications that you will interest your customers

  • Personal Finance Management with Savings Training;
  • Cost accounting with a hint of ways to save money;
  • Analyze your financial habits with personalized advice;
  • Smart digital piggy bank with flexible configuration, support for transfers to the deposit.

Investment Applications

  • Tracking and notification of changes in prices for stocks, currencies, and cryptocurrencies;
  • Robotic advisor for investment and portfolio diversification;
  • Automatic copy trading;
  • Asset management using artificial intelligence.

Applications with the ability to transfer and make payments

  • Mobile or web wallet with support for electronic money and cryptocurrencies;
  • Machine learning-based transaction risk assessment;
  • Support for smart autopayments (regular, irregular);
  • Splitting a transfer into multiple recipients.

For corporate clients

Financial applications are used not only by individuals, but also by legal entities. Basically, they have similar needs. Although companies are more interested in improving employee productivity, automating work processes, and improving accounting. So technological functions can be added to traditional B2B programs.

Your financial company has provided customers with the necessary application, and modern realities force you to upgrade to the fintech version? We will take it to a new level, as we have long specialized in the development of applications and services for fintech. And if you don’t have any yet, then let’s create an application from scratch, and immediately financial and technological. Send us a request and we will offer a great option that will simplify and speed up the financial transactions of your consumers.

Only professionals can develop a high-quality fintech application

The selection of a worthy developer company is an important decision on which the success of your project depends. When determining the exact cost and development time, it is better to first form a detailed technical specification. As part of the terms of reference, you can estimate the number of hours required for all stages of work, and calculate the total cost. Usually the whole process looks like this:

  1. Elaboration of the technical task.
  2. Agreement of terms and conditions.
  3. Direct development.
  4. Internal testing.
  5. Delivery of the product.

Drawing up a technical task for a reason is indicated very first, because how well it is written will depend on what you get in the end. You can make it yourself, if you have the understanding and experience in drawing up such documents, or order its development. If you do not have a technical specification or have difficulties with its creation, then we can work on it ourselves.

No less important is the compliance with the deadlines, because the project usually consists of several stages. If the deadlines are shifted for one of them, then they are shifted for the rest. Turning to amateur freelancers, you will get a stretching of the development process, constant postponements of the deadline. This will entail the loss of possible profits, the release of handicrafts, the probability of not completing the work at all.

Therefore, you can only entrust such an important task to a professional development team that will quickly create a high-quality product. All In Web specialists are able to develop applications that can withstand any load, meet the security and coding standards. Your fintech app can be used by tens of thousands of customers at the same time, who will show loyalty to your brand, without even looking in the direction of competitors.

Fintech trends of recent years

Along with the technologies that modernize traditional money, new directions are developing that are worth paying attention to. They are already interested in your current customers, and they are also interesting to your potential customers, whom you can attract with a modern approach.


Blockchain technology is now needed by any business, as it has proved to be suitable in all areas. Blockchain applications are based on decentralization and distribution, they are transparent and secure. We have been engaged in blockchain programming, writing smart contracts, and conducting security audits for a long time. I have experience in deploying on the basis of well-known platforms, as well as creating from scratch. It’s time for you to join the new technology by ordering blockchain development.

Cryptocurrency has found the recognition of progressive people and changed the foreign exchange market forever. Digital assets have taken a significant share of the investment. New cryptocurrencies regularly appear, and initial coin offerings are held. It is difficult to move Bitcoin and Ethereum, but it is real to take your place under the sun. Perhaps it is your coin or token that will enter the top three if you order the issue of cryptocurrency from us.

While some companies launch crypto projects with their own currency, others help promote them on the market. They also give customers the opportunity to buy a new product more quickly. Everyone can make money on crypto trading and exchange — sellers with buyers, traders, and most importantly, the organizer of the trade. Expand the scope of your activity by ordering the creation of a cryptocurrency exchange or exchanger.

Fiat money

E-commerce participants are constantly looking for new payment options. Online store owners want to accept payments in all possible ways. Their clientele wants to use a convenient e-wallet with support for fast transfers and payments. You can satisfy their need for electronic money and get your benefit in the form of commissions if you order the development of an electronic payment system.

Mobile users who have a card and a bank account would like to manage their money through a smartphone, rather than a computer, which is not always at hand. They would prefer to forget about visiting the offices with queues at all. Today’s customers demand modern banking solutions. Surround them with care and attention by ordering a mobile banking system.

Professional traders, investment and hedge fund managers use automation in their painstaking work. With it, they can be sure of the profit from trading. If you are also a participant in exchange transactions, we will facilitate your work. To trade with high speed and accuracy, order the development of a robot or terminal from us.

Need to create a fintech app? With ease!

In the financial and banking markets today, the main condition for existence and competition is the ability to quickly change, as well as the use of new technologies that are interesting to the target audience. This is facilitated by the insight of your managers and the positive experience of your clients in using financial technologies.

All In Web offers innovative solutions with their rapid implementation. Development of complex and highly loaded projects is our specialty. We create customized products for specific requests and requirements, taking into account the specifics of a particular business. Are you ready for a detailed discussion of the new project? Contact us immediately before others come up with your idea!

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